Janata Bank has designed a credit program to facilitate fixed income earners to procure/purchase household appliances/items.

List of items:

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 Personal Computer, Scanner.

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 Air conditioner, Air cooler.

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 Water cooler, Water pump.

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 Freeze, Deep freeze.

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 Television, Dish antenna.

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 Radio, Cassette player, Two-in -one, Three-in-one,  Compact disk, Deck.

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 Furniture-  Cot, Almirah, Sofa set,  Wardrobe,  Carpet.  

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 Sewing Machine, Sweeter knitting machine, Embroidery machine.

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 Washing machine.

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 Electric iron, Automatic electric grinder, Toaster, Blender, Mixture machine, Pressure cooker, Oven, Micro-wave oven.

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 Camera, Movie camera.

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 Different types of Fan, Ceiling Fan, Padestral fan.

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 Motor cycle/Bi-cycle.

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 Station wagon , Van, Micro bus, Car, Taxi/Taxi Cab.

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 Telephone set, Fax machine, Cellular phone set /Mobile phone set, Cordless telephone set, Telephone answering machine.

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 Photostat machine, Generator, IPS, UPS.

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 Cookeries /Cutleries, Dinner set, Tea set.

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 Any other items acceptable to Janata Bank.

 

This is a consumer leasing scheme with usual terms and conditions (changeable).

Items Rate of interest Loan Limit (Taka) Margin
All above 14.50% 1,00,000 (US$ 1835) 20%
Vehicle/Car 14.50% 5,00,000 (US$ 9175) 40%

For detail Rate of Interest on loans and advances, Please Click Here

Consumer Credit Scheme
All corporate branches and Main branches of the district Head Quarter (where corporate branch does not exist) have been authorised  for allowing  loan under Consumer Credit Scheme.